Check Savers ("we") is dedicated to
being your bill payment or merchant account
provider. As such, we understand the
importance of safeguarding your personal
information. We are providing this statement
to inform you about the types of information
we may collect from you, and how we may use
or disclose that information in connection
with your business relationship with Check Savers. This privacy statement applies
to consumers who are our clients or former
clients. This privacy statement applies to
personal information, which is nonpublic
information about our clients that we may
obtain while providing a financial product
or service.
How we protect your personal information
We restrict access to information about you to those employees who need to know the information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect your personal information.
We restrict access to information about you to those employees who need to know the information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect your personal information.
How you can help protect your personal
information
You should not share your account information or passwords with others. We encourage you to notify us promptly if you suspect the confidentiality of your personal information has been compromised or if you believe your personal information needs to be corrected or updated.
You should not share your account information or passwords with others. We encourage you to notify us promptly if you suspect the confidentiality of your personal information has been compromised or if you believe your personal information needs to be corrected or updated.
Our Privacy Policy and Practices recognize
the trust you have placed in us. We are
committed to preserving that trust and we
will work hard to safeguard the
confidentiality of your personal
information. Of course, we reserve the right
to modify this policy to reflect any changes
or enhancements that we make to those
protections. If we do make modifications, we
will let you know promptly.
How and why we collect personal
information
You provide personal information to us so that we may help you try to meet your payment or acquiring goals. Such information allows us to process your requests and transactions, keep you apprised of products and services that may be of interest to you and enhance customer service by better understanding your needs.
You provide personal information to us so that we may help you try to meet your payment or acquiring goals. Such information allows us to process your requests and transactions, keep you apprised of products and services that may be of interest to you and enhance customer service by better understanding your needs.
Information We Collect
We may collect information about you from the following categories and sources:
We may collect information about you from the following categories and sources:
- Information you provide to us on applications or other forms (examples include name, address, social security number, assets and income).
- Information about your transactions with us, our affiliates or others (examples include your account balances, payment history, debit card usage).
- Information collected from your browser when you visit our websites and your browser interacts with them.
- Information we receive from consumer reporting agencies (examples include your credit worthiness and credit history).
Persons Under Age 18
Because of the financial nature of the services we provide, we do not market our Website to persons under the age of 18.
Because of the financial nature of the services we provide, we do not market our Website to persons under the age of 18.
Sharing information within the Check Savers Partner Companies
In an effort to better serve your needs and to inform you about the products and services Check Savers offers, we may share personal information, such as the information described above, within our partner companies. You have the option to limit our sharing of certain information with our affiliates and our affiliates' right to market to you based on certain information we share with them.
In an effort to better serve your needs and to inform you about the products and services Check Savers offers, we may share personal information, such as the information described above, within our partner companies. You have the option to limit our sharing of certain information with our affiliates and our affiliates' right to market to you based on certain information we share with them.
Affiliate Sharing Opt-Out: The Fair
Credit Reporting Act allows you the
opportunity to limit the sharing of "nonexperience"
information with our partner companies. Such
information includes information that is
used, expected to be used or collected for
the purpose of establishing your eligibility
for merchant services, bill payment and
related products and services, and is not
related solely to your transactions or other
communications with us. If you would prefer
that we not share nonexperience information,
you may direct us not to share this
information by calling us at 1-813-384-2300
or write us at Check Savers, Attn:
Privacy Officer, 206 Apollo Beach Blvd.,
Apollo Beach, FL 33572.
If you opt out of our sharing of "nonexperience"
information, we may still share information
relating solely to your transactions or
other communications with us with our
affiliates.
Affiliate Marketing Opt-Out: Federal
law gives you the right to limit some but
not all marketing from our affiliates. You
may limit our partner companies, from
marketing their products and services to you
based on certain information that we collect
and share with them. This includes both
"experience" and "nonexperience" information
that we have, including your income or
financial status, your account history with
us and your credit history. If you do not
want our partner companies to market to you
based on this information you may opt-out of
this marketing at any time by calling us at
1-813-384-2300 or write us at Check Savers, Attn: Privacy Officer, 206 Apollo Beach
Blvd., Apollo Beach, FL 33572. Your choice
to limit marketing offers from our
affiliates will apply indefinitely unless
you notify us otherwise.
Regardless of these opt out elections, we
may still share information in other ways
that are permitted by law, for example, as
needed to service your relationship with us.
Sharing information outside Check Savers Partner Companies
We may share your personal information as described above with certain nonaffiliated third parties such as:
We may share your personal information as described above with certain nonaffiliated third parties such as:
- Third party service providers that have been retained by us to perform certain functions on our behalf,
- Third parties with whom we have entered into joint marketing arrangements,
- Credit bureaus or similar reporting agencies,
- Governmental agencies and courts as required by subpoena, court order or law,
- Others to the extent permitted or required by law.
To the extent that we share your personal
information as described above with service
providers or joint marketers, such
disclosures will be subject to an
appropriate, contractual confidentiality
pledge, and solely for the purpose and only
to the extent necessary to carry out the
contractual purposes, or as otherwise
permitted or required by law.
Furnishing Negative Information
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Changes to Our Privacy Statement
This Privacy Statement and our practices are subject to change. If we make a material change to this Privacy Statement, including a material change in the way we use your personal information, we will notify you by using one of the following methods at least thirty (30) days prior to the effective date of such change: (1) we will post a notice on our Web site describing the change; or (2) we will hand deliver or send you regular or electronic mail notifying you of the change. As required by law, Check Savers will provide notice of our Privacy Commitment annually, as long as you maintain an ongoing relationship with us. To receive the most up to date Privacy Commitment, you may visit our Web site at www.checksavers.com or call us on 813-384-2300
This Privacy Statement and our practices are subject to change. If we make a material change to this Privacy Statement, including a material change in the way we use your personal information, we will notify you by using one of the following methods at least thirty (30) days prior to the effective date of such change: (1) we will post a notice on our Web site describing the change; or (2) we will hand deliver or send you regular or electronic mail notifying you of the change. As required by law, Check Savers will provide notice of our Privacy Commitment annually, as long as you maintain an ongoing relationship with us. To receive the most up to date Privacy Commitment, you may visit our Web site at www.checksavers.com or call us on 813-384-2300